/* Festgeld briefing addition with shared premium editorial visual language */
.fb-guide{background:#0a1422;color:#eaf2ff}
.fb-guide *, .fb-guide *:before, .fb-guide *:after{box-sizing:border-box}
.fb-wrap{width:min(1180px,calc(100% - 48px));margin:auto}
.fb-section{padding:76px 0;border-top:1px solid #243a53;background:#0b1626}
.fb-section.fb-alt{background:#101e30}
.fb-section.fb-last{padding-bottom:93px}
.fb-kicker{font:800 11px/1.5 Arial,sans-serif;color:#88bdff;letter-spacing:.16em;text-transform:uppercase}
.fb-guide h2{font:normal clamp(29px,3vw,42px)/1.2 Georgia,serif;letter-spacing:-.02em;color:#f5faff;margin:13px 0 21px;max-width:980px}
.fb-guide h3{font:normal clamp(21px,2vw,27px)/1.3 Georgia,serif;color:#f4f8fe;margin:24px 0 16px}
.fb-guide h4{color:#eaf3ff;font-size:16px;margin:8px 0 12px}
.fb-guide p,.fb-guide li{font:normal 14px/1.86 Arial,sans-serif;color:#bed1e7}
.fb-guide p{max-width:970px;margin:0 0 18px}
.fb-guide strong{color:#e9f4ff}
.fb-lead{font-size:16px!important;max-width:850px!important}
.fb-trio{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:28px 0}
.fb-tile{background:linear-gradient(135deg,#152a41,#111f31);border:1px solid #365473;border-radius:16px;padding:28px 24px}
.fb-tile h3{font-size:21px;margin:11px 0 10px}
.fb-tile p{font-size:13px;margin:0;line-height:1.7}
.fb-symbol{display:grid;place-items:center;width:47px;height:47px;border-radius:12px;background:#203e5e;color:#a2d1ff;font:normal 28px Georgia,serif}
.fb-sides,.fb-pair{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:19px;margin:29px 0}
.fb-side{padding:27px 31px;border-radius:16px;border:1px solid #355575;background:#162a41}
.fb-side.fb-caution{background:#182539;border-color:#3d4f6c}
.fb-side h3{font-size:22px;margin:0 0 15px}
.fb-side h3 span{color:#98c9ff;font:bold 22px Arial,sans-serif;margin-right:5px}
.fb-side ul{padding-left:22px;margin:0}
.fb-side li{margin:8px 0;font-size:13px}
.fb-link,.fb-source{color:#a2ceff;text-decoration:underline;text-underline-offset:4px;font:600 13px/1.6 Arial,sans-serif}
.fb-link{display:inline-block;margin-top:4px}
.fb-checkgrid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin:27px 0 38px}
.fb-checkgrid>div{padding:20px 15px;border-radius:12px;background:#13263a;border:1px solid #2f4a66}
.fb-checkgrid b{font:normal 27px Georgia,serif;color:#8dc5ff;display:block;margin-bottom:13px}
.fb-checkgrid strong{display:block;font-size:13px;line-height:1.4;margin-bottom:9px}
.fb-checkgrid p{font-size:12px;line-height:1.65;margin:0}
.fb-panel{padding:27px 28px;border:1px solid #375574;border-radius:15px;background:#16283e}
.fb-panel h3{font-size:22px;margin:12px 0}
.fb-panel p{font-size:13px;margin:0}
.fb-chip{display:inline-block;padding:6px 10px;border-radius:6px;background:#274766;color:#9bc9fc;font:bold 10px Arial,sans-serif;letter-spacing:.11em}
.fb-note{border-left:3px solid #79b9ff;background:#17304a;border-radius:0 12px 12px 0;padding:19px 23px;margin:22px 0;font:normal 13px/1.8 Arial,sans-serif;color:#d0e2f6}
.fb-table-scroll{overflow-x:auto;max-width:100%;border-radius:14px;border:1px solid #375370;margin:28px 0 16px}
.fb-table{width:100%;border-collapse:collapse;min-width:560px;background:#142337;color:#dfedfc}
.fb-table th,.fb-table td{text-align:left;padding:18px 19px;font:normal 13px/1.55 Arial,sans-serif;border-bottom:1px solid #2d4864;vertical-align:top}
.fb-table thead th{background:#1d3855;color:#e8f3ff;font-weight:700}
.fb-table tbody th{font-weight:700}
.fb-table tbody tr:last-child th,.fb-table tbody tr:last-child td{border-bottom:none}
.fb-table caption{caption-side:top;text-align:left;background:#1a304a;color:#c6ddf5;font-size:12px;padding:17px 19px}
.fb-caption{font-size:12px!important;color:#9fb7d0!important}
.fb-action{display:flex;align-items:center;justify-content:space-between;gap:22px;background:linear-gradient(90deg,#1b3958,#14283d);border:1px solid #477099;padding:22px 27px;border-radius:14px;margin-top:27px}
.fb-action strong{font-size:15px}
.fb-action p{font-size:12px;margin:8px 0 0;max-width:740px}
.fb-btn{display:inline-flex;align-items:center;justify-content:center;flex:none;padding:13px 20px;border-radius:9px;border:1px solid #80bbff;background:#77b4fa;color:#08172a!important;text-decoration:none;font:bold 13px Arial,sans-serif;line-height:1.4;transition:filter .18s}
.fb-btn:hover{filter:brightness(1.12)}
.fb-security,.fb-ecb{display:grid;grid-template-columns:minmax(240px,.84fr) minmax(0,1.16fr);gap:5%;align-items:start;margin-top:28px}
.fb-security-figure,.fb-ecb-figure{display:flex;flex-direction:column;align-items:flex-start;gap:14px;padding:32px 29px;border-radius:17px;background:linear-gradient(140deg,#1b3b5a,#12273e);border:1px solid #5483ae}
.fb-security-figure svg{color:#97c7fb;margin-bottom:6px}
.fb-security-figure b{font:normal clamp(37px,3.8vw,51px) Georgia,serif;color:#b2d7ff;white-space:nowrap}
.fb-security-figure span,.fb-ecb-figure small{font:normal 12px/1.8 Arial,sans-serif;color:#b6cce4}
.fb-num{font:normal 35px Georgia,serif;color:#95c8ff}
.fb-tax-grid .fb-tile h3{font:700 14px Arial,sans-serif}
.fb-ecb-figure>span{font-size:13px;font-weight:700;color:#c9e2ff}
.fb-ecb-figure strong{font:normal clamp(45px,5vw,70px) Georgia,serif;color:#95c7ff}
.fb-step .fb-num{display:block;font-size:42px}
.fb-faq{display:grid;gap:10px;margin-top:30px}
.fb-faq details{background:#14263b;border:1px solid #355371;border-radius:11px;overflow:hidden}
.fb-faq summary{padding:20px 24px;cursor:pointer;font:bold 14px/1.6 Arial,sans-serif;color:#eaf3ff;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:15px}
.fb-faq summary::-webkit-details-marker{display:none}
.fb-faq summary:after{content:'+';color:#9bc8ff;font-size:22px;font-weight:400}
.fb-faq details[open] summary:after{content:'−'}
.fb-faq details[open] summary{border-bottom:1px solid #344f6e}
.fb-faq details p{padding:19px 24px;margin:0;font-size:13px}
.fb-related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:26px}
.fb-related a{display:flex;flex-direction:column;gap:10px;background:#182f48;border:1px solid #3c5d80;border-radius:13px;padding:25px;text-decoration:none}
.fb-related a strong{font-size:15px;color:#eaf5ff}
.fb-related a span{font-size:12px;color:#99c7ff;line-height:1.5}
.fb-guide a:focus-visible{outline:2px solid #aed8ff;outline-offset:4px}
@media(max-width:1050px){.fb-checkgrid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:850px){.fb-trio,.fb-related{grid-template-columns:repeat(2,minmax(0,1fr))}.fb-security,.fb-ecb{grid-template-columns:1fr 1.1fr;gap:24px}.fb-section{padding:56px 0}}
@media(max-width:620px){.fb-wrap{width:calc(100% - 34px)}.fb-section{padding:43px 0}.fb-trio,.fb-sides,.fb-pair,.fb-checkgrid,.fb-related,.fb-security,.fb-ecb{grid-template-columns:1fr;gap:13px}.fb-guide h2{font-size:30px}.fb-side,.fb-panel,.fb-tile{padding:23px}.fb-action{flex-direction:column;align-items:flex-start;padding:21px}.fb-action .fb-btn{width:100%}.fb-security-figure,.fb-ecb-figure{padding:24px}.fb-security-figure b{white-space:normal}.fb-faq summary{padding:17px 18px}.fb-faq details p{padding:17px 18px}.fb-checkgrid{margin:22px 0 29px}}

.fb-guide .fb-table-scroll{max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
.fb-guide .fb-table-scroll .fb-table{min-width:560px}
.fb-guide .fb-ratetable{min-width:500px}
.fb-guide .fb-ratetable a{font-size:12px;color:#a8d3ff;text-underline-offset:3px}
.fb-guide .fb-ratetable span{font-size:12px;color:#8ea8c7}
.fb-guide .fb-taxgrid .fb-tile h3{font-size:17px}
.fb-guide .fb-last{padding-bottom:85px}
.fb-guide .fb-related{grid-template-columns:repeat(4,minmax(0,1fr))}
.fb-page .product-hero h1{font-size:clamp(36px,3.6vw,54px);line-height:1.12}
.fb-page .product-hero .fb-hero-benefits{display:flex;flex-wrap:wrap;gap:10px 16px;list-style:none;padding:0;margin:21px 0 26px}
.fb-page .product-hero .fb-hero-benefits li{display:flex;align-items:center;gap:8px;color:#d7e7f9;font-size:12px;line-height:1.5}
.fb-page .product-hero .fb-hero-benefits li:before{content:'✓';color:#91c7ff;font-weight:700}
@media(max-width:900px){.fb-guide .fb-related{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:620px){.fb-guide .fb-related{grid-template-columns:1fr}.fb-page .fb-hero-benefits{display:grid!important;gap:10px}.fb-page .product-hero h1{font-size:34px}}